*No money down 100% financing options may be available for qualified buyers!* I bring new construction living to St Johns with rare affordability, low HOA dues, and a smart two bedroom layout that feels polished, practical, and easy to enjoy. My main level keeps daily routines connected, with an open kitchen, dining, and living area designed for morning coffee, weeknight meals, and relaxed evenings at home. Warm cabinetry, stainless steel appliances, solid surface countertops, black accent details, and thoughtful lighting give the space a clean modern feel, while the slider opens to a private fenced patio for fresh air, container gardening, or a quiet place to unwind. I am also one of the select homes in the community with added storage off the back patio, giving you a convenient spot for bikes, tools, outdoor gear, or seasonal items. Upstairs, my two bedrooms feel comfortable and efficient with lofty ceilings, while the full bathroom includes a soaking tub for an easy end of day reset. My St Johns location adds the everyday appeal. Start the morning at a neighborhood coffee shop, meet friends for dinner along N Lombard, browse local shops, spend sunny afternoons under the St Johns Bridge at Cathedral Park, or head to Pier Park for trails, open green space, sports courts, and disc golf. Low HOA dues help keep ownership approachable, while a 1 year builder warranty adds confidence. FHA financing is available for qualified buyers. My list price is for buyers eligible for Portland Housing Bureau's System Development Charge Exemption, an initiative promoting affordable housing across the City of Portland. Eligibility requirements apply.